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Frequently asked questions

Frequently Asked Questions (FAQ) on the Domestic Card Scheme System (DCSS)

What is the National Domestic Card Scheme System (DCSS).

This is Nigeria’s domestic card and payment scheme, managed and created specifically for the Nigerian economy to facilitate the growth of Nigeria’s payment eco-system, promote more customised payment services, tighten payment security, deepen financial participation, ensure data sovereignty, and provide many other benefits to the nation.

Who can participate in the Domestic Card Scheme?

All authorised CBN-licenced financial institutions and OFIs can acquire either full or limited membership under the Card scheme. Upon agreement by both parties, our members will be able to issue and acquire the national domestic card.

What are the DCSS card Offerings?

  • Credit card
  • Debit card
  • Prepaid
  • Virtual cards

Will the establishment of DCSS affect other card schemes ?


Will the card scheme provide room for contactless payment?

Yes. It has the contactless functionality.

How secure is the DCSS against fraud?

Well secured with the required control rules embedded into the system.

Can DCSS support tokenization service?

Yes. DCSS will support Tokenization.

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